A Week In Toronto On A $78,200 Wage

Occupation: Senior implementation specialist
Business: Healthcare tech
Age: 32
Location: Toronto
Wage:  $78,200 ($76,500 from my full-time salaried job, $1,700 this yr from my facet hustle as a stage supervisor in neighborhood theatre.)
Belongings: $500 in my checking; $7,444 in my wet day fund (I pay hire out of this and contribute $1,400 per thirty days); $4,195 in my financial savings account for a trailer; $1,265 in my journey fund; $3,652 in my RRSP; $14,325 in my TFSA. Each my RRSP and TFSA have some in GICS, and the remaining in Wealthsimple’s Socially Accountable Index. Automobile can also be paid off however I gained’t guess its worth on this equation.
Debt: $0. I lastly acquired my decade-long lingering bank card debt paid off in September and have been paying off my steadiness in full each paycheck since. I’m very pleased with that.
Paycheck Quantity (2x/month): $2,156.22
Pronouns: She/her

Month-to-month Bills
Month-to-month Housing Prices: $1,125 — my husband T. and I cut up a three-bedroom residence, it’s a steal.
Month-to-month Mortgage Funds: $0
All Different Month-to-month Bills:
Hydro: ~$70
Cell Cellphone: $6.50 ($50 is roofed by work and that is simply the rest.)
Web & Cable: $148
Hayu: $7.90
Spotify: $12.42
Pet Insurance coverage: $71.98
Amex Payment: $12.99
Month-to-month Donation: $26.10 (That is to the camp I grew up at.)
Annual Charges: Native theatre membership, $13.27; Google storage, $40 Financial savings: $300 a month to my wet day fund; $600 a month to my Wealthsimple TFSA; $300 a month to my Wealthsimple RRSP; round $300-$800 to both my trailer park fund or my trip fund.